Today I'm thankful for...
Dave Ramsey!
Whether you love him or hate him, you have to admit that Dave Ramsey has made a huge impact on how people approach their finances. Terms like "gazelle intense" and "emergency fund" have entered the public's vocabulary as people strive to become debt-free and forever change how they handle money. I personally am a fan of his, but I don't follow his program to the letter. He has a lot of good, common-sense advice, such as not using credit cards and the idea of the debt snowball, so for anyone who is looking to change their financial blueprint, I'd suggest checking out his website, listening to his show, or reading his books (and you can borrow them from your local library so you don't have to spend money to buy them!).
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